INSURANCE COVERAGE
If you are interested in benefiting from our midwifery services, we would like to help you navigate the complexities of insurance coverage. Willow has in-network contracts with all major insurances in Minnesota including: BlueCross BlueShield, Media, United HealthCare, HealthPartners, UCare, PreferredOne, Aetna, Cigna, TriCare and Medical Assistance* through the state of MN. We also accept self-pay clients e.g., cost-sharing groups.
Be sure to confirm Willow is in-network for your specific policy with your insurance provider. The easiest way to identify Willow with the payers is to use our “NPI” identifiers: Willow care providers bill under the clinic practice NPI which is 1801299128 while the Willow Birth Center (Facility Fee) NPI number is 1750771143.
Understanding insurance-related issues can be an overwhelming and confusing task. If you have any questions, please reach out to the Billing team by emailing billing@willowmidwives.com.
* MinnesotaCare and Medical Assistance (MA) are Minnesota’s income-based public health programs. The state of MN covers Birth Center and midwifery care at no cost to you if you qualify. The MN Department of Health created a helpful page explaining coverage for pregnant people.
Paying for care
The billing team at Willow strives to bill for your care in a timely manner after your appointments with us. Claims sent to insurance can typically take 4-8 weeks to be processed. Once your patient responsibility is determined, statements are sent electronically and through the mail. Willow expects that you make prompt payments on your amount due. If you need a payment plan to pay off your balance, please reach out to billing@willowmidwives.com. Willow accepts most major credit cards and FSA/HSA cards as well as cash or check.
cost of care
If you are receiving prenatal care at Willow, you will likely be billed the global maternity care fee at the time of your delivery. This fee encompasses your routine prenatal care, delivery and routine postpartum care. Any services not considered routine (additional screenings, ultrasounds, problem visits, visits post 40 weeks) are not included in the global fee.
If you deliver at Willow Birth Center, you will also be billed a facility fee for yourself and your newborn. We will also bill your newborn for the care they receive at Willow.
Below are a list of our most common fees for routine prenatal care and delivery. Items marked with an asterisk may be billed multiple times throughout your care.
99205 Initial Visit $550.00
H1000 Risk Screening $15.75
96127 EPDS $14.70*
36415 Venipuncture $15.75*
99000 Specimen Handling $26.25*
59400 Global Maternity Care $5,600
59409 Facility Fee $7,500
97036 Hydrotherapy $70 per 20 min (max billed amount is $280)
99348 Home Visit $250.00
--- Total for Birthing Person $13,972.45
99464 NB Care/Delivery $357.00
99463, NB Facility Fee $3,100.00
99463 NB Discharge $535.50
J3430 Vitamin K $37.80
90744 Hep B $35.70
94760 Pulse Ox $11.55
99348 NB Homevisit $250.00
92558 Hearing Screen $86.10
36416 Heal Stick $21.00
--- Total for NB $4,434.65
--- TOTAL $18,407.10
If you are receiving care for anything other than pregnancy or a service you will be receiving is not listed above, please email billing@willowmidwives.com and we will be happy to answer your questions.
newborn care and insurance
When you deliver your baby at Willow the care your baby receives will be billed for separately. If your baby will be added to an insurance plan, please have them added as soon as possible. Most insurance companies require for babies to be added within 30 days of their birth. Once insurance has been secured for your baby, please send the information to billing@willowmidwives.com. If you are not able to get your baby signed up for insurance in a timely manner, the full cost of care may be billed to you.
Labs at willow
Willow uses Quest Diagnostics to process most of the lab work done at Willow. We will bill for the blood draw and handling but Quest will bill for the actual processing of the labs. Not all labs are considered “routine” or “preventative care” by insurance. It is important to ask your insurance how each lab you are having done will be covered to avoid unexpected costs.